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Open Enrollment 2024
Open Enrollment runs from Nov. 1st through Nov. 14th.
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Open Enrollment is now closed.
If you would like to learn more about this year's Open Enrollment, check out more information below!
Welcome to
Open Enrollment 2024!
Open Enrollment is your once-a-year opportunity to make changes to your benefits so they continue to be a good fit for you and your family.
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(No benefits changes can be made after Open Enrollment ends- except within 30 days of a qualifying life event.)
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This year, there’s much to consider, so it’s an ideal time to take a fresh look at all the benefits Madison County offers.
What's different this year?
In order for the Madison County Commission to serve our community at our best, our people must be at their best.
We provide our employees with strong benefits and wellness programs that help fuel their contributions and keep Madison County a great place to work. Here are the changes for employees' 2025 benefits during Open Enrollment.
Health Insurance Premium Increase
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New Prescription Benefit Provider
Prime Therapeutics replaces OptumRX as Local Gov’s prescription benefit provider.
Prime Therapeutics offers a tiered copay structure for prescription medications, ensuring access to affordable treatments.
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Tier 1 - Generics
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Member pays a $15 copay or the full cost of the medication, whichever is less.
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Tier 2 & Tier 3 - Preferred and Non-Preferred Brands
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Member pays 100% of the cost of the drug at the point of sale and files for 80% reimbursement after $200 deductible has been met.
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Tier 4 - Certain high-cost specialty drugs and brand-name diabetic drugs
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Members are responsible for 20% coinsurance at the point of sale. The plan covers medications at 80%
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Specialty Medications
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Filled through designated specialty pharmacies, specialty medications can be found in multiple tiers and follow the benefit structure of that tier.
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New Telehealth Provider
Doctor On Demand replaces Teladoc as Local Gov’s FREE telehealth benefit provider.
Doctor on Demand provides convenient, confidential, and highly-rated healthcare services for employees. With a 4.9/5 patient satisfaction rating, users have praised the care they received. The platform offers 24/7 access to urgent care for conditions like colds, flu, and UTIs, and you can book appointments with therapists or psychiatrists anytime, even on weekends.
Doctor on Demand also ensures 100% confidentiality in a HIPAA-compliant online environment, giving employees and their dependents peace of mind when receiving care.
Flexible Spending Account
Election Increase
The maximum annual election to a Health Care Flexible Spending Account was raised from $3,200 to $3,300. Additionally, the rollover amount has been increased to $660 per year. This means any amount left in your Health FSA account below $660 in 2025 will roll over into the following year. These increases are only applicable to Health Care Flexible Spending Accounts.
The dependent Care Spending Account annual maximum remains at $5,000 (for other than married and filing separately, per year. $2,500 max for married and filing separately, per year)
2025 Benefits Guide
Take a look at all that Madison County employee benefits has to offer. Learn more about your benefits, and access contact information for our benefit vendors.
Important note: This document contains only highlights of the Madison County Commission benefit plans and programs. Receipt of this document does not guarantee eligibility for any Madison County Commission sponsored plan or program of benefits. Eligibility for and entitlement to a benefit is governed by the terms of the official plan document or summary. Madison County expects to continue offering the employee benefits plans noted in this document, but reserves the right to amend, cancel, or terminate the plans at any time. If there is a discrepancy between this document and the official Plan Document(s), the official Plan Document(s) will govern.
Lincoln Coverages
Refresh your knowledge on all of the insurance options offered by Lincoln Financial Group.
Click the button below to read about the following coverages:
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Voluntary Life Insurance
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Long-Term Disability
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Short-Term Disability
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Voluntary Critical Illness Coverage
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Voluntary Accident Coverage
Enrolling or making changes to Local Gov Health / Dental Insurance?
Click the button below to access our secure document uploader.
Here, you will upload the appropriate supporting documentation for your Local Gov elections.
What is supporting documentation?
Enrolling in Local Gov Health & Dental Insurance
· Birth Certificate(s) / Court Decree(s) of all child dependents
· Marriage Certificate / Court Decree(s) of spouse dependents
· Social Security Cards of all dependents
Adding Dependents to Local Gov Health & Dental Insurance
· Birth Certificate(s) / Court Decree(s) of all child dependents
· Marriage Certificate / Court Decree(s) of spouse dependents
· Social Security Cards of all dependents
Cancelling Local Gov Health & Dental Insurance
· Proof of other coverage from your new insurance provider. (must be letter of coverage, cards are not accepted)
Enrolling in Local Gov Health & Dental Insurance
· Birth Certificate(s) / Court Decree(s) of all child dependents
· Marriage Certificate / Court Decree(s) of spouse dependents
· Social Security Cards of all dependents
Frequently Asked Questions
Q: What is Open Enrollment?
A: Open Enrollment allows benefit-eligible employees to modify their benefit elections and re-enroll in Flexible Spending Accounts.
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Q: When does Open Enrollment begin?
A: 2025 Benefits Open Enrollment is from Friday, November 1 at 8 AM to Thursday, November 14 at 5 PM.
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Q: Where do I make changes during Open Enrollment?
A: Visit www.madisoncountyhr.org/open-enrollment (this page!) to submit your changes.
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Q: Do I have to do anything during Open Enrollment?
A: Annual re-enrollment is mandatory for employees wishing to utilize their VOYA Flexible Spending Accounts in 2025.
If no changes are needed, the enrollment survey is not required.
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Q: What can I change during Open Enrollment?
A: You can modify Health Insurance, Vision, Flexible Spending, Lincoln Coverages, or join the Sick Leave Bank.
Changes include family status and coverage adjustments.
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Q: Where can I find my current payroll deductions?
A: Check deductions in the Employee Portal under the MyHR tab.
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Q: Do I have to complete the survey to make changes?
A: Yes, submit forms electronically through the survey or directly to HR.
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Q: How will I know if my responses were received?
A: After completing the survey, a confirmation email with your selections will be sent to your provided email.
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Q: I made a mistake or need help in the survey. What should I do?
A: Call HR at (256) 532-3614 or visit HR at 819 Cook Ave NW Suite 132 for corrections or assistance.
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Q: Do I have to re-enroll in Flexible Spending?
A: Annual re-enrollment is mandatory for employees wishing to utilize their VOYA Flexible Spending Accounts in 2025.
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Q: When do elections go into effect?
A: January 1, 2025. Deduction changes in health and vision start on December 6th for January coverage.
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Q: Who should I call if I have questions?
A: Contact HR at (256) 532-3614 to schedule a benefits meeting or for more Open Enrollment information.
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